This campaign has now closed
Our vision is to see a CAP centre in every town and city throughout the UK to address the national problem of debt through face-to-face budgeting, advice and debt management.
Categories
Beneficiaries
Situation
CAP centres bring about sustainable poverty relief through debt counselling, financial education and practical services. Our aim is to see clients debt-free within five years. Together with the client, we work out a budget prioritising food and essential bills. We then negotiate with creditors to agree to the budget. We offer a CAP Account to help people budget and pay their debts. We also have a unique Insolvency Service for those in severe debt. The personal effects of debt can be devastating, ranging from fear and stress to depression - and even suicide (one in four CAP clients admit they considered or attempted suicide before seeking help). Families go without food, and homes are put at risk, as clients are pressured to prioritise debt repayments over basic living needs. CAP’s centre network expansion is a crucial step towards having a centre in every UK town and city to address this need.